Small Business Startup

What: Commercial and residential investment property loans. No tax returns or income verification. Uncomplicated options that combines the security of a fixed-term loan with flexible fixed-term lengths and the option to remain in the loan for up to 30 years with no balloon payment. Looking for a low LTV loan that’s a better alternative to hard money? We have Hard Money and Private Money loans too.

Need a Down Payment For RE Investing? Based on your credit score, 650+ and making at least $30,000 yearly. We can lend a Unsecured Loan $10,000.00 - $400,000.00 with no lien on the subject property! Term 3-5 years, qualifications apply. Rates starting as low as 5%.

Why: Our residential investment property loans are asset-based, not income-based, making it easier to qualify W-2 and self-employed investors for rental property financing.

Property Types: ■ Investor 1-4 (SFR, Condo, and 2-4 Units) ■ Multi-Family (5+ Units) ■ Mixed-Use ■ Commercial (Office, Retail, Warehouse, Self-Storage, Light industrial and Automotive.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!

What: A SBA loan is a business loan that is backed/guaranteed by the Small Business Administration (SBA) This means a lender will be more likely to approve a larger amount with a longer-term because the Government will cover it if the client for whatever reason defaults.

Why: Some of the best rates available for business. Long-term payments 25 years for land or business acquisitions, 10 years for general SBA, and 7 years for working capital. Access to a large amount of capital, up to 5 Million.

Who’s Eligible: Must have been in business for a minimum of 2 years. No major unresolved credit judgments and the client cannot have recently defaulted on a government loan program. Must meet minimum credit requirement of 640.

Who is not: Restricted or generally risky industries. Startups, consumer and marketing cooperatives, dealers of rare coins and stamps, gambling, government-owned organizations, lending firms and loan packaging firms, multi-sales distribution, nonprofits, pyramid schemes or multi-level marketing schemes, real estate investment firms, religious institutions, speculation based businesses.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!

What: A Merchant Cash Advance or MCA is a way to sell your future credit card sales in exchange for money now. For example, a company that consistently gets 20k in credit card transactions each month can get a MCA for 25%-100% of their monthly sales upfront. So a 15k MCA can be paid over a generally short period of time.

Why: Great option for a business that needs cash immediately. Get funded as soon as the same day. Very easy requirements. Little to no paperwork.

Who’s Eligible: Must have been in business for a minimum of 3 months. No major unsatisfied credit judgments.

Who is not: Restricted or generally risky industries. Startups, adult industries, airlines, regional airline companies. Auto dealerships, used car dealers, bitcoin companies, bus companies, churches. collection agencies, check-cashing companies, bail bond companies, debt consolidation companies.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!

What: Current business owners and startups can get approved for equipment leasing or financing in order to grow their business or replace broken equipment.

Why: Get financed for equipment in as little as 24hrs for non-titled equipment and 5 days for titled. Simple credit qualification with 12 to 60-month payback terms. Ability to buy the equipment at the end of the lease or purchase a new one. For financed equipment keep the equipment you financed at the end of the term. Startups can receive up to 50k or more Non-Startups can finance up to 150k per application.

Who’s Eligible: Minimum personal credit score is 580 with emphasis on depth of credit. Business credit score based on the paydex score of 70 or above. For startups, a minimum score of 680 is required.

Who is not: Restricted industries are planes, ships, boats, and guns.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!

What: This product is a revolving line of credit therefore each payment replenishes the line and with each draw, the term is re-amortized for another 9 - 18 months. Designed for your cash flow needs; stock up on inventory, cover a receivable drag, or fulfill more orders.

Why: Control what you draw, when you draw, and what you pay No early repayment fees – pay off the line early and save. Simple application, same-day decisions, funding next-day.

Who's Eligible: In business 2 Years. Personal FICO 650 minimum. Revenue $180k per year or 15k monthly average. Min 8 deposits each month, $5,000 average balance.

Who's Not: Bankruptcies, Foreclosures in the last 3 years. Restricted or generally risky industries.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!

What: This product is for funding based upon a business-to-business or business-to-government transaction that creates an account receivable. A business that has invoices that won't be paid for 30, 60, 90 days can receive the money from the invoice as soon as the same day.

Why: Get access to capital that would have normally taken longer to receive from their clients. Fast funding as soon as the same day and no credit qualifications. Little to no paperwork is needed.

Who’s Eligible: Must be doing at least 40k in invoices a month. The client must be interested in having a long-term relationship where they can receive money for their invoices as soon as the invoice is created.

Who is not: Restricted or generally risky industries. Very few restricted industries but one of them is Transportation/Trucking.

Want to know more? Let’s Talk. Click the “CONTACT US” button at the bottom left corner!